The Vaccines Are Supposed to Be Free. Surprise Bills Could Happen Anyway.

When Americans receive a coronavirus vaccine, federal rules say they shouldn’t have to pay anything out of pocket. Congress passed legislation this spring that bars insurers from applying any cost sharing, such as a co-payment or deductible. It layered on additional protections barring pharmacies, doctors and hospitals from billing patients. To consumer advocates, the rules…

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How to Make Hot Chocolate Bombs

A few ingredients go a long way when it comes to hot chocolate bombs, a cozy treat that has quickly gained popularity on social media. These chocolate balls may look unassuming from the outside, but when placed in a cup of warm milk, the outer shell “explodes” to reveal hot cocoa powder and marshmallows within.…

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Auctioning Off a Dead Mall

PHOENIX — The body parts come as a surprise, even if you expect them, when they’re the only things left behind. When a mall has closed — its stores shuttered by recession, new spending habits or a deadly virus — the mannequins sometimes remain. They’re stripped and dismembered, their detached legs propped against bare walls…

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