What Is It About Montecito?

Lotusland Living with the threat of further natural disasters is a choice that residents of coastal California have been making for years, and scores of people have decided that it’s absolutely worth the risk. (State Farm, Allstate, AIG and Chubb insurers, among others, disagree; all have stopped issuing new home insurance policies in the state.)…

Why Are Dave Matthews Band Fans So Loyal?

A lot of “Deadheads,” as the Grateful Dead fans affectionately call themselves, either gravitated toward DMB or Phish when the band’s lead songwriter, Jerry Garcia, died in 1995, said Jeff Travitz, 61, a franchise development manager in Downingtown, Pa., who has taped over 100 DMB concerts. The bands are each unique, he said, but they…

What Is an E-Bike, and How Safe Are They?

E-bikes are increasingly visible on roads and bicycle paths, with a growing number of teenagers among the riders. But the recent deaths of several teenage riders has raised concerns about the safety of some types of vehicles, and about whether they legally qualify as e-bikes. Here’s what’s known about e-bikes and their risks. What Is…